Payment Terms

1. Introduction

These Payment Terms ("Terms") govern all payments made through the BKMK Fashion website ("Site"), which is owned and operated by HERTFORDSHIRE CRAFT LTD, a company registered in England and Wales with its registered office at 7 Copperfield Road, Coventry, West Midlands, England, United Kingdom CV2 4AQ (hereinafter referred to as "BKMK," "we," "us," or "our"). By making a purchase on the Site, you ("Customer" or "you") agree to be bound by these Terms, as well as our Terms of Service and Privacy Policy.

2. Payment Methods

BKMK accepts the following payment methods for purchases made on the Site:

· Credit Cards: We accept Visa, MasterCard, and other major credit cards.

· Debit Cards: We accept debit cards with the Visa or MasterCard logo.

· Bank Transfer: For large orders, we may accept bank transfers. Please contact us at service@bkmkfashion.com for more information.

3.PCI DSS Compliance

·Data Security Protection: We commit to protecting users' payment information, including but not limited to credit card numbers, CVV codes, expiration dates, and other sensitive data. We employ the latest encryption technologies and security measures to ensure the safety of user payment information during transmission, storage, and processing.

·Regular Security Audits: We will conduct regular PCI DSS compliance audits to ensure that our payment systems and processes meet the requirements of the PCI DSS. The audit results will serve as a basis for us to improve our payment security measures.

·Employee Training: We will provide PCI DSS training to employees involved in payment processing to ensure that they understand and comply with relevant security regulations, reducing the risk of data breaches caused by human factors.

·Risk Assessment and Monitoring: We will conduct risk assessments and monitoring of our payment systems to promptly detect and respond to potential security threats. We will also maintain close cooperation with payment card brands and other relevant institutions to jointly safeguard the security of the payment ecosystem.

4.HTTPS Security

·Encrypted Data Transmission: We utilize the HTTPS protocol to encrypt the transmission of data on our website, ensuring that users' data remains secure during browsing and payment processes.

·SSL/TLS Certificates: We configure our website with valid SSL/TLS certificates to ensure secure and reliable communication between the browser and the server. The certificates are issued by trusted certificate authorities and are regularly updated and maintained.

·Encryption Key Management: We adopt strict encryption key management measures to ensure the secure storage and transmission of keys. The generation, distribution, usage, and destruction of keys will follow relevant security regulations to prevent key leaks and misuse.

·Secure Browser Indicators: We ensure that our website displays secure status indicators (such as a green address bar or a secure lock icon) in the browser, indicating that the current connection is secure.

5.User Privacy Protection

·Privacy Policy: We establish and publish a privacy policy that clearly defines the principles and methods of collecting, using, and protecting user personal information. We comply with relevant laws, regulations, and industry standards to protect users' privacy rights.

·Minimum Necessary Principle: We collect only the necessary user information required to complete the payment process, adhering to the minimum necessary principle. We avoid collecting user information unrelated to the payment process to mitigate the risk of user privacy breaches.

·User Information Storage: We adopt secure storage measures to protect user information, preventing information leaks and misuse. We regularly back up user information to ensure data integrity and recoverability.

·User Information Usage: We use user information strictly in accordance with the privacy policy and do not use it for purposes unrelated to payment. We sign confidentiality agreements with third-party institutions to ensure the security and privacy of user information.

6.Security Incident Response

·Security Incident Reporting: We establish a security incident reporting mechanism to promptly detect and report payment security incidents. We will cooperate with relevant institutions in investigating and handling incidents to ensure that they are resolved appropriately.

·User Notification: In the event of a payment security incident, we will promptly notify affected users and provide necessary assistance and support. We will maintain communication with users to ensure that their rights and interests are protected.

·Improvement Measures: We will analyze and summarize security incidents, identify the causes and vulnerabilities, and take appropriate improvement measures to enhance the security and reliability of our payment systems.

7.Currency and Exchange Rates

· All prices displayed on the Site are in USD (United States Dollars) unless otherwise stated.

·If you are making a purchase from outside the United States, your bank or credit card company may charge you additional fees for currency conversion and/or international transactions. These fees are not imposed by BKMK and are beyond our control.

8. Payment Processing

·Payments are processed immediately upon submission of your order. If your payment is declined, your order will not be processed.

·We reserve the right to cancel any order if we suspect fraudulent activity or if the payment information provided is incorrect or incomplete.

9. Order Confirmation and Invoicing

·Upon successful payment, you will receive an order confirmation email with your order details and a receipt/invoice for your purchase.

·Please retain this email for your records and as proof of purchase.

10. Refunds and Returns

·Our refund and return policy is outlined in our Terms of Service. In the event of a return or refund, the original payment method will be used for the refund, unless otherwise agreed upon.

·Refunds may take up to 10 business days to appear in your account, depending on your bank or payment provider.

11. Taxes and Duties

·Prices displayed on the Site do not include taxes, duties, or other government fees that may be applicable to your purchase.

·You are responsible for paying any taxes, duties, or fees imposed by your country or region on your purchase. These charges will be collected by the applicable customs or tax authority and are beyond our control.

12. Contact Information

For any questions or concerns regarding payment, please contact us at:

· Email: service@bkmkfashion.com

· Phone: +44 24 7645 5727

·Address: HERTFORDSHIRE CRAFT LTD, 7 Copperfield Road, Coventry, West Midlands, England, United Kingdom CV2 4AQ

13. Amendments to Payment Terms

We may amend these Payment Terms at any time without notice. The most current version of the Payment Terms will be posted on the Site. It is your responsibility to review these Terms periodically for any changes. Your continued use of the Site after any changes to the Payment Terms constitutes your acceptance of those changes.

14. Governing Law and Jurisdiction

These Payment Terms shall be governed by and construed in accordance with the laws of England and Wales, without giving effect to any principles of conflicts of law. Any dispute arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

By making a purchase on the BKMK Fashion Site, you acknowledge that you have read, understood, and agree to be bound by these Payment Terms.